How Much Will YOU Have to Pay for College

HomeFinanceFinancial aidHow Much Will YOU Have to Pay for College?This page may contain affiliate links.Nov 24, 2019 Your child is not a senior, and youre wondering, Why do I need to worry about tuition costs and estimating my expected family contribution? Cant I wait a few years? NO.Dont wait! The more information you have, the better decisions youll be able to make. And talking about how much you can afford to pay for college needs to happen sooner, rather than later.It all boils down to your EFC (expected family contribution). Your EFC is the minimum amount that colleges will expect you to pay, on a yearly basis. If a familys EFC is less than the cost to attend a college, the student qualifies for need-based financial aid. How to Calculate Your EFC This is your familys contribution (Dont wait! Heres how to estimate it.) Your EFC is calculated from the information you submit on the FAFSA and CSS forms. There are two methodologies used to calculate EFC: Federal and Institutional. The FAFSA uses the Federal methodology. In addition to the FAFSA, more selective schools use information from the CSS Profile form, which uses the Institutional method. Federal Methodology (FM) This calculation is used to determine your EFC for need-based only federal and state grants, loans, and work study. (Many states and colleges also use this calculation to award aid.) Basically, the regular form of this formula takes what you and your child own (non-retirement savings only, house equity is not included) and combines it with you and your childs adjusted gross income (from your previous years tax return). The formula uses tables to determine how much of your assets and income can be used for college and factors in number of household members and number of other children in college Institutional Method (IM) This calculation is used to determine how much money accepted students receive from a colleges own endowment. There are differences in the way the FM and IM are calculated, with some of the major differences being that IM includes different types of assets in their EFC calculation, such as: home equity, college savings accounts of siblings, scholarships, and assets of a non-custodial parent. For both methods, parents are expected to contribute a maximum of 5.6% of their assets, while a student is expected to contribute 20 25% of their total assets towards college costs. If youre really interested in a detailed comparison of the two methods, the College Board gives a good summary. Remember, with the same EFC, a student may be eligible for financial aid at one school and not at another. A students eligibility is based on their EFC relative to the cost of the college:COA (cost of attendance) EFC = Financial Need. Heres a simplified example (based on income only): parents have a combined income of $180,000, with three dependent children. Under the FM their EFC is approximately $42,000. At a private, elite college costing $60,000, the student would qualify for $18,000 a year in need-based aid. But at a state university costing $20,000 per year, the same student would not qualify for aid. One last thing to keep in mind colleges are not obligated to meet all your childs financial need. Colleges have limited financial aid budgets and tend to offer the most aid to those students who meet their specific enrollment goals (e.g. improve the womens hockey program or the debate team). If the college does not meet all of your childs needs, then you have been gapped and you are responsible for finding sources to fill the gap. Schools That Use the CSS Profile American University Amherst College Bard College Bates College Baylor University Bennington College Bentley University Berklee College of Music | Berklee Boston College | BC Boston University | BU Bowdoin College Brandeis University Brown University Bryn Mawr College Bucknell University California Institute of Technology | Caltech Carleton College Carnegie Mellon University | CMU Case Western Reserve University Catholic University of America | CUA Claremont McKenna College | CMC Clark University Colby College Colgate University College of the Holy Cross | Holy Cross College of William Mary | William Mary College of Wooster Colorado College Columbia University Connecticut College Cornell University Dartmouth College Davidson College Denison University DePauw University Dickinson College Drexel University Duke University Elon University Emerson College Emory University Fairfield University Fordham University Franklin and Marshall College | FM Furman University George Washington University | GW Georgetown University Gettysburg College Grinnell College Hamilton College Hampshire College Harvard University Harvey Mudd College | HMC Haverford College Hobart and William Smith Colleges | HWS Ithaca College Johns Hopkins University | JHU Kenyon College Lafayette College Lawrence University Lehigh University Loyola University Maryland Macalester College Massachusetts Institute of Technology | MIT Minerva Schools at Keck Graduate Institute Mount Holyoke College Muhlenberg College New York University | NYU Northeastern University Northwestern University Oberlin College Occidental College Pitzer College Pomona College Principia College Providence College Reed College Rensselaer Polytechnic Institute | RPI Rhode Island School of Design | RISD Rhodes College Rice University Sacred Heart University | SHU Santa Clara University Scripps College Skidmore College Smith College Southern Methodist University | SMU St. Anselm College St. Edward’s University St. Olaf College Stanford University Stetson University Stevens Institute of Technology Stonehill College Swarthmore College Syracuse University Texas Christian University | TCU Trinity College Trinity University Tufts University Tulane University Union College (New York) University of Chicago University of Denver University of Miami University of Michigan University of North Carolina at Chapel Hill | UNC University of Notre Dame University of Pennsylvania | UPenn University of Richmond University of Rochester University of San Francisco | USF University of Southern California | USC University of Virginia | UVA Vanderbilt University Vassar College Villanova University Wake Forest University Washington and Lee University Wellesley College Wheaton College (Massachusetts) Whitman College Williams College Worcester Polytechnic Institute | WPI Yale University So, dont leave this post without finding out your familys EFC now!

Neoliberalism And Capitalism And Privatization Essay

INTRODUCTION In recent history, neoliberalism has become engrained in the very fabric of our society. It encompasses every intricacy of modern day life and its importance can be measured in many ways. Not least the volume of debate surrounding the topic. Economists across the globe have presented conflicting interpretations of the success of neoliberal policy and the degree to which it is responsible for the international financial crisis’s of the past. Prominent neoliberals such as Friedrich Hayek insisted that deregulation, free trade and privatization all contribute to the greatest prosperity for the greatest number. However, other prominent economists such as Joseph Stiglitz argue that neoliberalism produces a ‘market state’ which in turn engenders an environment of instability. Sue McGregor in her publication’ Neoliberalism and Healthcare’ suggests we look for alternatives rather than assume that neoliberalism and globalization are inevitable’(McGrego r, 2001, p2). It is therefore my position that we must seek to subdue the notion of entirely unregulated, unrestrained globalization and privatisation. This must be done in order to reassert a greater degree of governmental authority and jurisdiction, enabling support for those who are currently the undeniable ‘losers’ in neoliberalist society. This position will be argued by assessing the impact of neoliberalist policy on the Health Care industry. It will explore the ability for private corporations to amass considerableShow MoreRelatedAnalysis : The Sociopolitical Theory Of Neoliberalism Essay1448 Words   |  6 PagesValerie Mangulabnan Prof Marcellini AH 362 6 December 2016 Claire Fontaine is Neoliberalism Society is entranced with the consumer driven values that have steamed from a post-industrial era. This consumerist society fuels many multibillion dollar companies as well as keeps a certain few in power. 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The Dust Bowl Dance of a New Generation - 803 Words

In the 1920’s, the American economy was on the rise with no sign of stopping. Nicknamed the â€Å"Roaring ‘20’s,† this era brought about good times for most everyone except farmers. Farmers were buying expensive, new farm equipment with hopes of large returns, but their increased efficiency saturated the market. Their crop production increased too rapidly, and, to sustain themselves, farmers feverishly began to plant as many crops as possible to make up for falling prices. This over farming ruined the soil of it’s grasses. With no rooting to hold the topsoil, the prevailing winds of the 1930’s swept the soil all over the Midwest and destroyed any chances of farming for a profit. After it all, the need to pay off the debt they acquired while†¦show more content†¦The main reason for this is simple: the amount of graduates is increasing faster than the amount of jobs. According to the American Census Bureau, the number of Americans under the age of twenty-five with at least a bachelor’s degree has risen thirty-eight percent since 2000 and the job market is not even close to accommodating all of these young graduates. With government policies giving incentives to increase the amount of degrees given and people like Ohio State University President E. Gordon Gee saying that having fewer graduates risks â€Å"the very foundation of the American Dream,† it is easy to see where the problem stems. Graduating college is no longer an accomplishment powered through ambition; it is a chore. It’s almost socially unacceptable to not go to college now that more than forty percent of adults in America have a college degree according to the Washington Post. This pressure exerted on students leads to many people having degrees that never needed them, but now those people have debts to pay. 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Statement of Work Template for Leadership Styles - myassignmenthelp

Question: Discuss about theStatement of Work Template for Leadership Styles. Answer: Introduction Project management is an important aspect when evaluating different factors for better decision making(Rose 2013). Several companies have put up strategies to enhance generation of profit and competitive advantage; it is through properly managed projects that these companies can realize the value of business and income generation. A properly managed project must have effective and esteemed leadership style(Burke 2007). Teamwork in project management is key to achieving the project goal. Project managers sometimes tend to come up with new leadership styles that are all aimed at studying teamwork in order to realize project goals. In the field of research and evaluation, teamwork and leadership has been a subject of comprehensive truth-finding for evidence linking project leadership and teamwork to project success. This project seeks to identify the relationship between leadership style, teamwork and project success. The objective is to investigate the effects of project leadership strategy on teamwork. The other objective is to assess the impact of teamwork applied to ensure project success. The third objective is to find the universal purpose of the project on the association of teamwork and the performance of the project. Project Summary The project seeks to evaluate the impact of leadership styles and teamwork on project management. A project is an action to generate something distinctive(Muller 2010). Of course, many of the office buildings that are constructed are comparable in many compliments but each individual knack is unique in its own way(Muller 2010). A project must be gradually expounded. This means that the project advances in steps and continues by additions. This also means that the explanation of project is distinguished at each step and eventually the purpose of the progress is articulated. A project is first defined primarily and then as the project progresses, the definition is revisited and more simplicity is added to the room of project as well as the underlying expectations about the project(Rose 2013). Service Description A project is a series of tasks that need to be completed so as to meet a specific goal(Wysocki 2011). It is a collection of inputs and outputs needed to reach a particular goal; it can be simple or complex with management ranging from just one to several depending on the purpose of the project. DMP ltd CEO says that management of a project is vital for realizing timely delivery of the project. DMP ltd works by first breaking big projects into modules for effective and efficient management; it is also important to divide the project into various units to experts in those particular fields. Projects too have rules and regulations to follow in order to realize smooth operations. One of the pillars that keep DMP ltd above board is strict following of rules and regulations. Deliverables Deliverables Schedule: When the project manager completes engaging stakeholders on the purpose of the project, it is time to define the project deliverables. These are the requirements needed by the project in order to reach the objective of the project. Here, it includes estimating delivery dates of the project. After setting the deliverables, create a good schedule for the project; involve team members on creating project schedule. This can be achieved by coming up with scheduling tools like the Gantt chart and any other relevant tool for proper scheduling. A project should be divided into modules or phases; delivery is done when all the phases have been concatenated into a functioning system. Service delivery determines the aspect of customer base in business. The way employees receive and handle customers is what defines a come again business rule. Period of Performance: The project should be functional as long as it is in a position to be updated to meet changing market demands. Payment Schedule Payments should be made to an offshore account from which the project finance manager will pay employees as the project progresses. Payment period (Weeks) Specification Cost in $ state 1-3 Personnel 20,000 Full payment hardware 15000 60% payment software 16500 50% payment 7-10 Hardware 6000 40% payment Software 8250 50% payment Licensing and hosting 2000 Full payment Table 1 showing payment schedule Sub-Contractors The sub-contractors with the project will include legal and logistical advisers. Casual workers can also be categorized sub-contractors on project development. It is advisable to incorporate particular personnel into casual workforce to reduce additional costs on hiring temporary workers. Representatives The project will be represented by; Project manager Project logistical and legal consultant Environmental officer Resident representative Client representative Personnel working towards project delivery. Subsections Risks and Assumptions: It is useless if the whole project is planned without including the risk identification and assessment phase(Yang 2011). No project is free of risks. After the project risk assessment, now present the project plan to the stakeholders, in this phase, explain to the stakeholders to ensure stakeholders know is required of them. The risks involved in project management may include; natural disasters, man-made disasters and non-cooperation from employees. The assumption is that, whatsoever, project progress will go on as per schedule. Stakeholders: Stakeholders in the project include the clients and the expected users. Project management groups are basically the phases of project management. In a project, there are stakeholders. A stakeholder can be anyone affected by what the project will achieve, the stakeholders includes customers and users. It is important to share what the project is to achieve in order to get there support. A good project should meet laid down prudent towards getting the best for the stakeholders. Applicable Standards: The quality of the project is determined by the efficiency and ability of the project to handle complex problems as required by the clients. Acceptance Criteria: The project will be acceptable upon operation. Project acceptance can also be done by signing the terminal agreements of the project. Once the project comes to a conclusion, the contractor and the client should finalize the work by signing the agreement and delivering the project to the client. Special Requirements or out of scope items: The project will require critical analysis of information being collected for purposes of coming up with clear step by step procedures of project development. Reference Burke, R 2007, 'Project management techniques, college ed.', Burke Publishing. Lloyd Walker, B,WD 2011, 'Authentic leadership for 21st century project delivery', International Journal of Project Management, vol 29(4), pp. pp. 383-395. Muller, R,TR 2010, 'Leadership competency profiles of successful project managers', International Journal of Project Management, vol 28(5), pp. pp. 437-448. Nauman, S,KAM,EN 2010, 'Patterns of empowerment and leadership style in project environment', International Journal of Project Management, vol 28(7), pp. pp. 638-649. Rose, KH 2013, 'A guide to the Project Management Body of Knowledge (PMBOK Guide)', Project management journal, p. pp. 44(3). Wysocki, RK 2011, 'Effective project management: traditonal, agile, extreme', John Wiley sons. Yang, L,HC-F,W,K-S, 2011, 'The Association among project manager's leadership style, teamwork and project success', International Journal of project Management, vol 29(3), pp. pp. 258-267. Larson, E. W., Gray, C. (2013).Project Management: The Managerial Process with MS Project. McGraw-Hill.